A Mandatory Reporting State

Identity theft laws in North Carolina

Credit Freeze law in North Carolina

  • Freeze Law - North Carolina General Statutes §75-63
    • Effective date: October 1, 2009
    • No fees for freezes online: No fees for freezes by mail or phone for ID theft victims with valid report/complaint with law enforcement agency, their spouses, or residents over 62. No fee for temporary lifting or removal of freeze when requests are made electronically.
    • Consumers may be charged a fee of up to $3 to place, lift or remove a freeze by telephone or mail.  Effective date of law: December 1, 2005, amendments effective October 1, 2009
      For instructions on how to place your security freeze from the 
      North Carolina Attorney General, go to: NODOJ.gov
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in North Carolina

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources



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