A Mandatory Reporting State

Identity Theft Laws in Illinois

Credit Freeze Law in Illinois
  • Credit Freeze - 815 ILCS 505/2MM:
    • Effective date: January 1, 2007
    • Victims with police reports and seniors 65+ years old do not pay a $10 fee to place, remove, or temporarily remove.
    • For instructions on how to place a security freeze:
    • Place the freeze over the phone
      • Equifax - 800-685-1111
      • Experian - 888-397-3742
      • TransUnion - 800-680-7289

Contacts in Illinois

Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources




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