A Mandatory Reporting State

Identity Theft laws in Colorado

Credit Freeze Law in Colorado - Freeze Law - SB 05-137

  • Effective date: July 1, 2006
  • Applies to all consumers
  • Fees: No fee for first freeze; $10 to place a second freeze, $10 to lift, $12 
    for temporarily lift for one creditor
  • For more information on the security freeze law in Colorado: www.ago.state.co.us/idtheft/securityfreeze.cfm
  • for instructions on how to place a security freeze:www.consumersunion.org/pdf/security/securityCO.pdf
  • Place the freeze over the phone
    • Equifax - 800-685-1111
    • Experian - 888-397-3742
    • TransUnion - 800-680-7289

Contacts in Colorado


Credit Reporting Agencies (CRAs) - Please refer to ITRC Solution 2:  Credit Reporting Agencies Contact Information

Other Resources



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